How do I contact the US Department of Education?
Agency Details Acronym: ED. Website: Department of Education (ED) Contact: Contact the Department of Education. Main Address: 400 Maryland Ave., SW. Toll Free: 1-800 -USA-LEARN ( 1-800-872-5327 ) TTY: 1-800 -877-8339 (Federal Relay Service) Forms: Department of Education Forms. Government branch: Executive Department.
Who do I contact about defaulted student loans?
How do I find my student loan number?
To access StudentAid.gov: Go to StudentAid.gov. Click “Log In” Have your FSA ID available. This is the same username and password you used to electronically sign your FAFSA. If prompted, enter your name, Social Security number , your date of birth and your FSA ID. Read the privacy statement. Select “Submit”
Can Department of Education loans be forgiven?
If you teach full-time for five complete and consecutive academic years in a low-income elementary school , secondary school , or educational service agency, you may be eligible for forgiveness of up to $17,500 on your Direct Loan or FFEL Program loans .
How do I dispute a US Department of Education?
Complaints may be submitted anonymously via the online complaint form, facsimile or U.S. Postal mail. File a complaint. Other ways to file a complaint: OIG Hotline homepage. Questions: 1-800-MIS-USED (1-800-647-8733)
How do I find out who holds my student loan?
To find out who your loan servicer is, call the Federal Student Aid Information Center (FSAIC) at 1-800-433-3243.
Does student loans go away after 7 years?
Your responsibility to pay student loans doesn’t go away after 7 years . But if it’s been more than 7.5 years since you made a payment on your student loan debt , the debt and the missed payments can be removed from your credit report. And if that happens, your credit score may go up, which is a good thing.
What happens if you never pay your student loans?
If you miss a payment on your federal student loans you have 270 days to make a payment before your debt goes into default. Once federal student debt is in default, the government is able to garnish your wage, your Social Security check, your federal tax refund and even your disability benefits.
How do I fix my student loan default?
One way to get out of default is to repay the defaulted loan in full, but that’s not a practical option for most borrowers. The two main ways to get out of default are loan rehabilitation and loan consolidation. While loan rehabilitation takes several months to complete, you can quickly apply for loan consolidation.
Where can I find my loan number?
Help: How To Find Your Loan Number . Your 10-digit loan account number is printed in two areas on your monthly statement. The first location is at the top center of the statement in the area marked Account Number . The second location is on the tear off payment coupon on the right side above the due date.
Can student loans be forgiven after 10 years?
The Public Service Loan Forgiveness program discharges any remaining debt after 10 years of full-time employment in public service. The borrower must have made 120 payments as part of the Direct Loan program in order to obtain this benefit.
What are Ed held student loans?
All defaulted Direct Loans are held by ED . Defaulted FFEL Program loans may be held by ED or by a guaranty agency. Defaulted Federal Perkins Loans may be held by a school or by ED . ED’s Default Resolution Group, at Federal Student Aid, oversees the collections process for all defaulted loans that are held by ED .
What qualifies you for loan forgiveness?
To qualify for the Public Service Loan Forgiveness program ( PSLF ), you must be a full-time employee (at least 30 hours per week) in a public service job. You must also make 10 years of on-time monthly payments (120 total) after consolidating your federal loans in a qualified repayment program.
How can I get my student loan forgiven?
Key Takeaways Student loan forgiveness can be earned in two ways: by working in public service or by making payments through an income-contingent payment plan for a (long) period of time. Only federal direct loans qualify for loan forgiveness —you can’t get it for private loans .
Are student loans forgiven after 20 years?
Student loan forgiveness is possible after 20 years if you’re only repaying undergraduate loans , or after 25 years for any of the loans you’re repaying from graduate school or professional study. Student loan forgiveness is possible after 25 years of repayment.