Department of education phone number

How do I contact the US Department of Education?

Agency Details Acronym: ED. Website: Department of Education (ED) Contact: Contact the Department of Education. Main Address: 400 Maryland Ave., SW. Toll Free: 1-800 -USA-LEARN ( 1-800-872-5327 ) TTY: 1-800 -877-8339 (Federal Relay Service) Forms: Department of Education Forms. Government branch: Executive Department.

Who do I call about my student loans?

1-800-433-3243

Who do I contact about my defaulted student loans?

1-800-621-3115

How do I fix a defaulted student loan?

One way to get out of default is to repay the defaulted loan in full, but that’s not a practical option for most borrowers. The two main ways to get out of default are loan rehabilitation and loan consolidation. While loan rehabilitation takes several months to complete, you can quickly apply for loan consolidation.

How do I pay my US Department of Education?

Make payments payable to the U.S. Department of Education . Notate your DMCS account number on the face of the payment instrument. Mail to: National Payment Center, P.O. Box 790336, St. Louis, MO 63179-0356.

Where can I find my default student loans?

Log in to studentaid.gov. All federal student loan borrowers have a My Federal Student Aid account they can access with their FSA ID. Sign in to your account, select a loan and look at its repayment status to see if it’s listed as in default . Your account also includes information about your servicer, if you need it.

How can I get my student loan forgiven?

Information for applications for Income-Based Repayment can be found at StudentLoans.gov. You will need documentation on personal and financial information. Your loan servicer also can provide an application. Forgiveness based on 20 or 25 years of on-time payments is only available to Federal Student loans .

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Do student loans go away when you die?

If you die , then your federal student loans will be discharged after the required proof of death is submitted.

Who qualifies loan forgiveness?

If you teach full-time for five complete and consecutive academic years in a low-income elementary school, secondary school, or educational service agency, you may be eligible for forgiveness of up to $17,500 on your Direct Loan or FFEL Program loans .

Does student loans go away after 7 years?

Your responsibility to pay student loans doesn’t go away after 7 years . But if it’s been more than 7.5 years since you made a payment on your student loan debt , the debt and the missed payments can be removed from your credit report. And if that happens, your credit score may go up, which is a good thing.

What happens if you never pay your student loans?

If you miss a payment on your federal student loans you have 270 days to make a payment before your debt goes into default. Once federal student debt is in default, the government is able to garnish your wage, your Social Security check, your federal tax refund and even your disability benefits.

How do I check my student loan balance?

To find your current federal student loan balance , you can use the National Student Loan Data System (NSLDS), a database run by the Department of Education. When you enroll into a college or university, the school’s administration will send your loan information to the NSLDS.

Can you buy a house with student loans in default?

If you ‘ve defaulted or fallen behind on your student loans , getting a mortgage will be more difficult, Kantrowitz said. Another option: You can apply for a mortgage with another person. That will show a higher income, and you ‘ll have another credit score to rely on.

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Will my credit score go up if I defaulted on my student loan?

When you find yourself in default on your federal loans or private loans , the faster you can get out , the faster your FICO score can improve . You’ ll also be able to get onto an income-driven plan or another affordable repayment plan faster. “It’s never a good idea to kick these things further down the road.”

What is Student Loan Cancellation?

Federal Cancellation . Federal student loans can be cancelled in certain circumstances. In some cases, you can cancel a loan due to serious problems with the school you attended. This is not a general cancellation simply because you didn’t like your school. You must apply for loan cancellation using the government forms